:root{--navy:#05294f;--blue:#0b5fae;--gold:#d6a42b;--gold2:#f2c655;--ink:#10243c;--muted:#66788d;--line:#dde7f0;--soft:#f5f8fc;--green:#12a94a}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);line-height:1.55;background:#fff}a{text-decoration:none;color:inherit}.container{width:min(1180px,92%);margin:auto}.top{background:#031e39;color:#dce9f5;font-size:13px}.topin{min-height:38px;display:flex;justify-content:space-between;align-items:center}.top a{color:#fff;font-weight:700}nav{height:88px;background:#fff;border-bottom:1px solid #e8eef5;position:sticky;top:0;z-index:50;box-shadow:0 4px 20px rgba(5,41,79,.05)}.navin{height:100%;display:flex;align-items:center;gap:30px}.brand{margin-right:auto}.brand img{width:220px;height:72px;object-fit:contain;object-position:left center}.navlinks{display:flex;gap:23px;font-size:14px;font-weight:800}.navlinks a:hover{color:var(--blue)}.navwa{padding:11px 16px;border-radius:10px;background:var(--green);color:#fff;font-weight:800}.hamb{display:none;border:0;background:none;font-size:25px}.hero{height:650px;background:#05294f;color:#fff;overflow:hidden}.slides{height:100%;position:relative}.slide{position:absolute;inset:0;opacity:0;visibility:hidden;transition:.8s ease;background:radial-gradient(circle at 80% 20%,#176cae 0,transparent 34%),linear-gradient(115deg,#031f3c,#074678)}.slide.active{opacity:1;visibility:visible}.heroGrid{height:650px;display:grid;grid-template-columns:1.05fr .95fr;gap:55px;align-items:center}.tag,.kicker,.heading>span,.finalCta span{font-size:12px;font-weight:900;letter-spacing:.15em;color:var(--gold2)}.hero h1{font-size:clamp(42px,5vw,68px);line-height:1.02;letter-spacing:-.035em;margin:13px 0 20px}.hero h1 em{font-style:normal;color:var(--gold2)}.hero p{font-size:18px;color:#dceaf7;max-width:640px}.pills{display:flex;flex-wrap:wrap;gap:10px;margin:25px 0}.pills b{font-size:13px;padding:9px 12px;border:1px solid rgba(255,255,255,.22);border-radius:9px;background:rgba(255,255,255,.07)}.actions{display:flex;gap:12px}.btn{display:inline-flex;padding:13px 20px;border-radius:10px;font-weight:900}.gold{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#092b4d}.ghost{border:1px solid rgba(255,255,255,.35);color:#fff}.navy{background:var(--navy);color:#fff}.visual{padding:10px;background:rgba(255,255,255,.95);border-radius:25px;box-shadow:0 30px 70px rgba(0,0,0,.28)}.visual img{display:block;width:100%;height:420px;object-fit:cover;border-radius:18px}.dots{position:absolute;bottom:24px;left:50%;transform:translateX(-50%);display:flex;gap:8px}.dot{width:10px;height:10px;border:0;border-radius:20px;background:#ffffff70}.dot.active{width:30px;background:var(--gold2)}.quick{position:relative;margin-top:-35px;z-index:6}.quickin{min-height:92px;background:#fff;border-radius:16px;box-shadow:0 18px 45px rgba(4,36,68,.13);display:flex;align-items:center;gap:18px;padding:18px 25px}.quickin div{margin-right:auto}.quick small{display:block;color:var(--blue);font-weight:900}.quick strong{font-size:19px}.quick a{background:var(--navy);color:#fff;padding:12px 18px;border-radius:9px;font-weight:800}.quick .green{background:var(--green)}.section{padding:82px 0}.heading{text-align:center;max-width:760px;margin:0 auto 38px}.heading h2,.about h2{font-size:clamp(31px,4vw,44px);line-height:1.12;color:var(--navy);margin:8px 0 10px}.heading p{color:var(--muted)}.loanGrid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.loanGrid article{border:1px solid var(--line);border-radius:17px;padding:24px;background:#fff;box-shadow:0 8px 26px rgba(5,41,79,.05);transition:.2s}.loanGrid article:hover{transform:translateY(-5px);box-shadow:0 16px 35px rgba(5,41,79,.1)}.loanGrid i{display:grid;place-items:center;width:48px;height:48px;border-radius:13px;background:#e9f3ff;color:var(--blue);font-size:22px;font-style:normal}.loanGrid h3{color:var(--navy);margin:16px 0 5px}.loanGrid p{font-size:14px;color:var(--muted);min-height:44px}.loanGrid a{color:var(--blue);font-weight:900;font-size:14px}.about{background:var(--soft)}.aboutGrid{display:grid;grid-template-columns:.95fr 1.05fr;gap:55px;align-items:center}.photo{position:relative}.photo>img{width:100%;height:450px;object-fit:cover;border-radius:24px}.badge{position:absolute;right:-15px;bottom:25px;background:#fff;border-radius:14px;padding:18px 22px;box-shadow:0 15px 40px #05294f24}.badge b,.badge span{display:block}.badge b{color:var(--navy);font-size:22px}.badge span{color:var(--muted);font-size:13px}.about p{color:var(--muted)}.checks{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:24px 0}.checks span{background:#fff;border:1px solid var(--line);padding:12px;border-radius:9px;font-weight:700;font-size:14px}.process,.reviewSec{background:linear-gradient(120deg,#031f3c,#07518d);color:#fff}.heading.light h2{color:#fff}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.steps article{border:1px solid #ffffff20;background:#ffffff0c;border-radius:17px;padding:25px}.steps b{font-size:44px;color:#ffffff22}.steps h3{margin:5px 0}.steps p{color:#cbdced;font-size:14px}.partners{background:#fff}.bankGrid{display:grid;grid-template-columns:repeat(6,1fr);gap:11px}.bankGrid b{display:grid;place-items:center;text-align:center;min-height:68px;padding:10px;border:1px solid var(--line);border-radius:10px;background:#fff;color:#304860;font-size:13px;box-shadow:0 4px 14px #05294f0d}.reviewStage{max-width:900px;margin:auto;min-height:235px;position:relative}.review{position:absolute;inset:0;background:#fff;color:var(--ink);border-radius:22px;padding:35px;text-align:center;opacity:0;transform:translateX(25px);transition:.5s}.review.active{opacity:1;transform:none}.stars{color:var(--gold);font-size:22px;letter-spacing:4px}.review p{font-size:21px}.review small,.review b{display:block}.review small{color:var(--muted);margin-top:4px}.sample{text-align:center;color:#aac3da;font-size:12px;margin-top:18px}.finalCta{background:linear-gradient(120deg,#f4f8fc,#fff8e8);border:1px solid var(--line);border-radius:24px;padding:38px 42px;display:flex;align-items:center;justify-content:space-between;gap:30px}.finalCta h2{margin:6px 0;color:var(--navy);font-size:32px}.finalCta a{background:var(--green);color:#fff;padding:14px 20px;border-radius:10px;font-weight:900}footer{background:#031d36;color:#bfd0df;padding:48px 0 20px}.footGrid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px}.footGrid img{width:235px;background:#fff;border-radius:12px;padding:7px}.footGrid h3{color:#fff}.footGrid p{font-size:13px}.copy{border-top:1px solid #ffffff17;margin-top:30px;padding-top:18px;font-size:13px}.floatwa{position:fixed;right:20px;bottom:20px;background:var(--green);color:#fff;padding:13px 17px;border-radius:999px;font-weight:900;z-index:40;box-shadow:0 10px 30px #0003}.contactPage{background:#f4f8fc}.contactHero{padding:70px 0}.contactGrid{display:grid;grid-template-columns:1fr .85fr;gap:60px;align-items:center}.contactGrid h1{font-size:52px;line-height:1.05;color:var(--navy)}.contactGrid>div>p{font-size:18px;color:var(--muted)}.contactInfo{margin-top:30px;padding:20px;border-left:4px solid var(--gold);background:#fff}.contactInfo>*{display:block}.contactInfo a{font-size:25px;font-weight:900;color:var(--blue)}.contactInfo span{font-size:13px;color:var(--muted);margin-top:8px}.formCard{background:#fff;padding:30px;border-radius:20px;box-shadow:0 18px 50px #05294f18}.formCard h2{color:var(--navy);margin:0}.formCard>p{color:var(--muted)}.formCard label{display:block;font-weight:800;font-size:13px;margin-top:14px}.formCard input,.formCard select{width:100%;padding:13px;margin-top:6px;border:1px solid #ccd9e5;border-radius:9px;font:inherit}.formCard .consent{display:flex;gap:8px;align-items:flex-start;font-weight:400}.formCard .consent input{width:auto}.formCard button{width:100%;border:0;border-radius:10px;background:var(--navy);color:#fff;padding:14px;font-weight:900;font-size:15px;margin-top:18px}.formCard small{display:block;text-align:center;color:var(--muted);margin-top:10px}@media(max-width:900px){.navlinks{display:none}.hamb{display:block}.navin.open .navlinks{display:flex;position:absolute;top:88px;left:0;right:0;background:#fff;flex-direction:column;padding:22px}.navwa{display:none}.hero,.heroGrid{height:720px}.heroGrid{grid-template-columns:1fr}.visual{display:none}.loanGrid{grid-template-columns:repeat(2,1fr)}.aboutGrid,.contactGrid{grid-template-columns:1fr}.steps{grid-template-columns:repeat(2,1fr)}.bankGrid{grid-template-columns:repeat(3,1fr)}.quickin{flex-wrap:wrap}.footGrid{grid-template-columns:1fr}}@media(max-width:560px){.topin{flex-direction:column;padding:6px}.brand img{width:180px}.hero h1{font-size:42px}.loanGrid,.steps,.bankGrid,.checks{grid-template-columns:1fr}.section{padding:58px 0}.quick{margin-top:0}.quickin{border-radius:0}.photo>img{height:320px}.badge{right:10px}.finalCta{flex-direction:column;align-items:flex-start;padding:28px}.contactGrid h1{font-size:40px}}

/* FINAL 3-PAGE PREMIUM THEME */
:root{
 --navy:#031f3c; --navy2:#063b6f; --royal:#0878d1; --cyan:#19b5e9;
 --gold:#f1b938; --gold2:#ffd86a; --ice:#eef8ff; --ink:#10243c;
}
body{background:linear-gradient(180deg,#fff 0%,#f8fbff 100%)}
.nav,.site-header,header{backdrop-filter:blur(14px)}
.nav{border-bottom:1px solid rgba(8,120,209,.13);box-shadow:0 8px 28px rgba(3,31,60,.07)}
.links a,.nav-links a{position:relative;padding:9px 3px;transition:color .22s ease,transform .22s ease}
.links a:after,.nav-links a:after{content:"";position:absolute;left:50%;right:50%;bottom:0;height:3px;border-radius:5px;background:linear-gradient(90deg,var(--cyan),var(--gold));transition:.25s}
.links a:hover,.nav-links a:hover{color:var(--royal);transform:translateY(-2px)}
.links a:hover:after,.nav-links a:hover:after{left:0;right:0}
.hero-premium,.page-hero{background:
 radial-gradient(circle at 78% 25%,rgba(25,181,233,.28),transparent 26%),
 radial-gradient(circle at 15% 80%,rgba(241,185,56,.18),transparent 25%),
 linear-gradient(120deg,#031f3c,#06477e 58%,#0878d1)}
.btn,.wa-btn,.glow-btn{transition:transform .22s ease,box-shadow .22s ease,filter .22s ease}
.btn:hover,.glow-btn:hover{transform:translateY(-3px) scale(1.025);box-shadow:0 12px 30px rgba(241,185,56,.34),0 0 0 4px rgba(241,185,56,.10);filter:saturate(1.12)}
.wa-btn:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(16,168,68,.28)}
.product,.process-card,.partner,.review,.check,.content-card,.form-card,.stat{transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease,background .25s ease}
.product:hover,.process-card:hover,.review:hover,.content-card:hover,.stat:hover{transform:translateY(-7px);border-color:rgba(8,120,209,.35);box-shadow:0 20px 42px rgba(3,54,98,.14)}
.partner:hover,.check:hover{transform:translateY(-4px) scale(1.02);background:#f0f9ff;border-color:var(--cyan);box-shadow:0 12px 26px rgba(8,120,209,.12)}
.product-cover{background:linear-gradient(135deg,#031f3c 0%,#0878d1 72%,#19b5e9 100%)}
.section-label,.eyebrow{color:var(--royal)}
.section-head h2,.about-copy h2,.content-card h2,.content-card h3{color:var(--navy)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--cyan)!important;box-shadow:0 0 0 4px rgba(25,181,233,.12)!important}
a,button,.product,.partner,.process-card,.review,.check{cursor:pointer}
::selection{background:var(--gold2);color:var(--navy)}
body:before{content:"";position:fixed;width:260px;height:260px;right:-130px;top:28%;border-radius:50%;background:rgba(25,181,233,.06);filter:blur(4px);pointer-events:none;z-index:-1}
.premium-panel{background:linear-gradient(145deg,#031f3c,#0878d1)!important}
.about-hero{min-height:330px;display:flex;align-items:center}

/* TRUST + IMAGE BACKGROUND UPGRADE */
.family-page{position:relative;background:#f8fbff}
.family-page:after{content:"";position:fixed;inset:82px 0 0 0;background:url("assets/family-bg.svg") center/cover no-repeat;opacity:.42;pointer-events:none;z-index:-2}
.family-page:before{content:"";position:fixed;inset:0;background:rgba(255,255,255,.86);pointer-events:none;z-index:-1}
.hero-premium,.page-hero,.section,footer,.floating-form{position:relative}
.product-image{height:155px;background:linear-gradient(145deg,#f2f8ff,#fff)!important;padding:18px}
.product-image img{width:100%;height:100%;object-fit:contain;transition:transform .3s ease}
.product:hover .product-image img{transform:scale(1.08)}
.trust-hero{padding:82px 0;min-height:450px;display:flex;align-items:center;background:linear-gradient(105deg,rgba(3,31,60,.97),rgba(7,92,155,.91)),url("assets/family-bg.svg") center/cover no-repeat}
.trust-hero h1{max-width:900px;font-size:clamp(40px,5vw,62px);line-height:1.05}.trust-hero h1 span{color:#ffd86a}.trust-hero p{max-width:800px;font-size:18px}
.light-label{background:rgba(255,255,255,.12)!important;color:#fff!important;border:1px solid rgba(255,255,255,.18)}
.trust-badges{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.trust-badges div{padding:11px 14px;border:1px solid rgba(255,255,255,.22);border-radius:10px;background:rgba(255,255,255,.08);font-weight:700}
.trust-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.trust-card{background:rgba(255,255,255,.94);border:1px solid #dce8f3;border-radius:18px;padding:25px;box-shadow:0 10px 30px rgba(4,43,80,.06);transition:.25s}.trust-card:hover{transform:translateY(-6px);border-color:#19b5e9;box-shadow:0 20px 38px rgba(4,43,80,.13)}.trust-card b{font-size:38px;color:#dbeaf7}.trust-card h3{color:#062b55;margin:8px 0}.trust-card p{color:#5c7085}
.commitment{display:grid;grid-template-columns:.85fr 1.15fr;gap:50px;align-items:center}.commitment h2{font-size:38px;color:#062b55}.commit-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.commit-list div{background:rgba(255,255,255,.95);border:1px solid #dce7f1;padding:15px;border-radius:11px;font-weight:700;color:#24415f}
@media(max-width:900px){.trust-cards{grid-template-columns:1fr 1fr}.commitment{grid-template-columns:1fr}.commit-list{grid-template-columns:1fr}}
@media(max-width:560px){.trust-cards{grid-template-columns:1fr}.trust-hero{padding:55px 0}.product-image{height:135px}}

/* PROFESSIONAL BANK / NBFC LOGO NETWORK */
.lender-showcase{background:linear-gradient(180deg,rgba(245,250,255,.94),rgba(255,255,255,.97))}
.brand-shell{position:relative;padding:26px;border:1px solid #dce8f2;border-radius:24px;background:rgba(255,255,255,.94);box-shadow:0 20px 55px rgba(4,45,84,.09)}
.brand-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:14px}
.brand-card{min-height:132px;background:#fff;border:1px solid #e1e9f1;border-radius:15px;padding:14px 10px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;transition:.25s ease;position:relative;overflow:hidden}
.brand-card:before{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;background:linear-gradient(90deg,#0878d1,#19b5e9,#f1b938);transform:scaleX(0);transition:.25s}
.brand-card:hover{transform:translateY(-6px);border-color:#a8cbe7;box-shadow:0 16px 30px rgba(5,63,111,.13)}
.brand-card:hover:before{transform:scaleX(1)}
.brand-logo{height:55px;width:100%;display:flex;align-items:center;justify-content:center}
.brand-logo img{max-width:145px;max-height:52px;object-fit:contain;filter:saturate(.95);transition:.25s}
.brand-card:hover .brand-logo img{transform:scale(1.06);filter:saturate(1.12)}
.brand-fallback{display:none;font-weight:900;color:#123b61;text-align:center;font-size:14px}
.brand-name{text-align:center;font-size:11px;color:#728296;font-weight:700}
.brand-disclaimer{max-width:1050px;margin:18px auto 0;text-align:center;font-size:11px;line-height:1.55;color:#718195}
@media(max-width:1000px){.brand-grid{grid-template-columns:repeat(4,1fr)}}
@media(max-width:700px){.brand-grid{grid-template-columns:repeat(2,1fr)}.brand-shell{padding:15px}.brand-card{min-height:115px}}

/* 275-INSTITUTION MOVING DIRECTORY */
.institution-ticker{background:linear-gradient(135deg,#031f3c,#074c85);color:#fff;overflow:hidden}
.institution-ticker .section-head h2,.institution-ticker .section-head p{color:#fff}
.institution-ticker .section-label{background:rgba(255,255,255,.1);color:#ffd86a;border:1px solid rgba(255,255,255,.16)}
.ticker-window{width:100%;overflow:hidden;padding:22px 0;mask-image:linear-gradient(90deg,transparent,#000 5%,#000 95%,transparent)}
.ticker-track{display:flex;width:max-content;gap:12px;animation:institutionScroll 105s linear infinite}
.ticker-window:hover .ticker-track{animation-play-state:paused}
.ticker-pill{display:inline-flex;align-items:center;white-space:nowrap;min-height:54px;padding:0 19px;border-radius:13px;background:rgba(255,255,255,.98);color:#06345f;font-weight:800;border:1px solid rgba(255,255,255,.25);box-shadow:0 8px 24px rgba(0,0,0,.13);animation:softBlink 2.4s ease-in-out infinite}
.ticker-pill:nth-child(3n){animation-delay:.5s}.ticker-pill:nth-child(4n){animation-delay:1s}.ticker-pill:nth-child(5n){animation-delay:1.5s}
@keyframes institutionScroll{to{transform:translateX(-50%)}}
@keyframes softBlink{0%,100%{box-shadow:0 8px 24px rgba(0,0,0,.13)}50%{box-shadow:0 0 0 3px rgba(255,216,106,.35),0 8px 28px rgba(25,181,233,.18)}}
.ticker-status{text-align:center;font-size:12px;font-weight:700;color:#dbeeff;margin-top:6px}.live-dot{display:inline-block;width:8px;height:8px;border-radius:50%;background:#58e88b;margin-right:7px;box-shadow:0 0 0 5px rgba(88,232,139,.12);animation:livePulse 1.4s infinite}@keyframes livePulse{50%{opacity:.45}}
.institution-ticker .brand-disclaimer{color:#bcd0e2}
.about-depth{background:rgba(255,255,255,.93)}.depth-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.depth-card,.role-card{background:#fff;border:1px solid #dce7f1;border-radius:18px;padding:25px;box-shadow:0 10px 28px rgba(4,45,84,.06)}.depth-card h3,.role-card h3{color:#06345f}.depth-card p,.role-card p{color:#5b7085;line-height:1.7}
.responsibility{display:grid;grid-template-columns:.8fr 1.2fr;gap:45px;align-items:center}.role-columns{display:grid;grid-template-columns:1fr 1fr;gap:16px}.role-card p{padding:8px 0;border-bottom:1px solid #edf2f6;margin:0}
.values-panel{padding:34px;border-radius:24px;background:linear-gradient(135deg,#031f3c,#0878d1);color:#fff}.values-panel .section-head h2{color:#fff}.value-row{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.value-row div{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16);padding:20px;border-radius:14px}.value-row b,.value-row span{display:block}.value-row b{color:#ffd86a;font-size:18px;margin-bottom:7px}.value-row span{color:#e5f2fc;font-size:13px;line-height:1.55}
@media(max-width:800px){.depth-grid,.responsibility,.role-columns,.value-row{grid-template-columns:1fr}.ticker-track{animation-duration:80s}}
@media(prefers-reduced-motion:reduce){.ticker-track,.ticker-pill,.live-dot{animation:none}}

/* ABOUT PAGE — EXECUTIVE CORPORATE VERSION */
.about-pro-hero{padding:90px 0;background:linear-gradient(110deg,rgba(3,31,60,.98),rgba(5,68,119,.94),rgba(8,120,209,.88)),url("assets/family-bg.svg") center/cover;color:#fff}
.about-hero-grid{display:grid;grid-template-columns:1.35fr .65fr;gap:60px;align-items:center}.about-pro-hero h1{font-size:clamp(44px,5.4vw,70px);line-height:1.02;letter-spacing:-.04em;margin:18px 0}.about-pro-hero h1 em{font-style:normal;color:#ffd86a}.about-pro-hero p{max-width:780px;color:#deedf9;font-size:18px;line-height:1.7}.hero-actions{display:flex;gap:13px;align-items:center;margin-top:28px}.about-wa{display:inline-flex;align-items:center;justify-content:center;padding:13px 19px;border:1px solid rgba(255,255,255,.3);border-radius:10px;color:#fff;font-weight:800;text-decoration:none;transition:.2s}.about-wa:hover{background:#fff;color:#064477;transform:translateY(-2px)}
.about-hero-card{background:rgba(255,255,255,.97);border-radius:24px;padding:28px;text-align:center;color:#06345f;box-shadow:0 30px 70px rgba(0,0,0,.24);border:1px solid rgba(255,255,255,.6)}.about-hero-card img{max-width:220px;width:100%}.about-hero-card strong,.about-hero-card span{display:block}.about-hero-card strong{font-size:20px}.about-hero-card span{font-size:12px;color:#6b7f92;margin-top:6px}.hero-card-line{height:1px;background:#dce6ee;margin:18px 0}
.trust-ribbon{background:#fff;border-bottom:1px solid #e2ebf2;box-shadow:0 10px 25px rgba(4,45,84,.05)}.trust-ribbon-grid{display:grid;grid-template-columns:repeat(4,1fr)}.trust-ribbon-grid div{text-align:center;padding:22px;border-right:1px solid #e6edf3}.trust-ribbon-grid div:last-child{border:0}.trust-ribbon-grid b,.trust-ribbon-grid span{display:block}.trust-ribbon-grid b{color:#0878d1;font-size:17px}.trust-ribbon-grid span{color:#728398;font-size:12px;margin-top:3px}
.story-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center}.story-grid h2,.detail-split h2,.role-pro h2{font-size:clamp(32px,4vw,46px);color:#062b55}.story-grid p{line-height:1.8;color:#536a80}.lead-copy{font-size:19px;color:#294d70!important}.story-panel{padding:32px;border-radius:22px;background:linear-gradient(145deg,#f0f8ff,#fff);border:1px solid #d9e8f4;box-shadow:0 18px 45px rgba(4,45,84,.08)}.story-icon{width:65px;height:65px;display:grid;place-items:center;border-radius:18px;background:linear-gradient(135deg,#062b55,#0878d1);color:#ffd86a;font-weight:900;font-size:22px}.story-panel ul{padding-left:20px;color:#4f657a;line-height:2}
.mv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.mv-card{padding:30px;border:1px solid #dce7f0;border-radius:20px;background:#fff;box-shadow:0 12px 32px rgba(4,45,84,.06);transition:.25s}.mv-card:hover{transform:translateY(-6px)}.mv-card span{font-size:42px;font-weight:900;color:#dceaf6}.mv-card h3{font-size:23px;color:#06345f}.mv-card p{color:#5d7185;line-height:1.7}.mv-card.featured{background:linear-gradient(145deg,#052b50,#0878d1);color:#fff}.mv-card.featured h3,.mv-card.featured p{color:#fff}.mv-card.featured span{color:#ffd86a}
.assist-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.assist-grid div{padding:23px;border-radius:16px;background:#fff;border:1px solid #dce7f1;transition:.22s}.assist-grid div:hover{transform:translateY(-5px);border-color:#19b5e9;box-shadow:0 14px 30px rgba(4,45,84,.1)}.assist-grid b{display:block;color:#06345f;font-size:17px}.assist-grid p{color:#6b7d8f;font-size:13px;line-height:1.6}
.about-dark{background:linear-gradient(125deg,#031f3c,#07538f);color:#fff}.about-dark .section-head h2,.about-dark .section-head p{color:#fff}.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.why-card{padding:25px;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.08);border-radius:17px}.why-card span{display:grid;place-items:center;width:35px;height:35px;border-radius:50%;background:#ffd86a;color:#06345f;font-weight:900}.why-card h3{color:#fff}.why-card p{color:#d7e8f5;line-height:1.65}
.journey-line{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}.journey-step{position:relative;padding:18px 13px;text-align:center}.journey-step i{font-style:normal;display:grid;place-items:center;width:45px;height:45px;margin:auto;border-radius:50%;background:#0878d1;color:#fff;font-weight:900;box-shadow:0 0 0 7px #eaf5fd}.journey-step h3{color:#06345f;font-size:16px}.journey-step p{font-size:12px;color:#6a7e91;line-height:1.55}
.detail-split{display:grid;grid-template-columns:1.2fr .8fr;gap:45px;align-items:center}.doc-tags{display:flex;flex-wrap:wrap;gap:9px;margin:22px 0}.doc-tags span{padding:10px 13px;background:#fff;border:1px solid #d8e6f1;border-radius:99px;color:#315473;font-size:12px;font-weight:800}.small-note{font-size:11px;color:#7c8c9c}.info-box{padding:30px;border-radius:20px;background:linear-gradient(145deg,#06345f,#0878d1);color:#fff}.info-box h3{color:#ffd86a}.info-box p{line-height:1.75;color:#e1eef8}
.principle-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.principle-grid div{padding:25px;border-top:4px solid #0878d1;background:#fff;box-shadow:0 10px 30px rgba(4,45,84,.07);border-radius:0 0 15px 15px}.principle-grid h3{color:#06345f}.principle-grid p{color:#65798d;line-height:1.65}
.role-pro{display:grid;grid-template-columns:.7fr 1.3fr;gap:45px;align-items:center}.role-pro-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.role-pro-card{padding:28px;border-radius:20px}.role-pro-card.ours{background:#fff;border:1px solid #b9d9ef}.role-pro-card.lender{background:#062b55;color:#fff}.role-pro-card h3{font-size:21px}.role-pro-card.lender h3{color:#ffd86a}.role-pro-card ul{padding-left:20px;line-height:2;color:#567087}.role-pro-card.lender ul{color:#deebf6}
.faq-pro{max-width:950px;margin:auto}.faq-pro details{background:#fff;border:1px solid #dce7f0;border-radius:13px;margin:10px 0;padding:0 20px}.faq-pro summary{padding:19px 0;font-weight:850;color:#06345f;cursor:pointer}.faq-pro details p{color:#60758a;line-height:1.7;padding:0 0 18px;margin:0}
.about-final{background:linear-gradient(120deg,#062b55,#0878d1);color:#fff}.about-final-inner{display:flex;align-items:center;justify-content:space-between;gap:35px}.about-final h2{font-size:40px;color:#fff;margin:7px 0}.about-final p{color:#dcebf6}.about-final span{color:#ffd86a;font-weight:900;font-size:12px;letter-spacing:.1em}.about-final-inner>div:last-child{display:flex;gap:10px;align-items:center}
@media(max-width:950px){.about-hero-grid,.story-grid,.detail-split,.role-pro{grid-template-columns:1fr}.mv-grid,.why-grid{grid-template-columns:1fr 1fr}.assist-grid,.principle-grid{grid-template-columns:1fr 1fr}.journey-line{grid-template-columns:repeat(3,1fr)}.about-hero-card{max-width:430px}.about-final-inner{display:block}.about-final-inner>div:last-child{margin-top:22px}}
@media(max-width:600px){.trust-ribbon-grid,.mv-grid,.why-grid,.assist-grid,.principle-grid,.role-pro-grid{grid-template-columns:1fr}.journey-line{grid-template-columns:1fr 1fr}.hero-actions,.about-final-inner>div:last-child{flex-direction:column;align-items:stretch}.about-wa{text-align:center}.about-pro-hero{padding:60px 0}.trust-ribbon-grid div{border-right:0;border-bottom:1px solid #e6edf3}}

/* Trust, accessibility and mobile enhancements */
:focus-visible{outline:3px solid #c5a15a!important;outline-offset:3px}
.legal-links{padding:18px 12px;font-size:14px;line-height:1.7;text-align:center}
.legal-links a{color:#c5a15a;text-decoration:underline;margin:0 6px}
.form-note{font-size:13px;line-height:1.6;color:#576579;margin-top:12px}
.policy-main{max-width:850px;margin:50px auto;padding:0 22px 65px;line-height:1.75;color:#24364c}
.policy-main h1{font-size:clamp(30px,4vw,46px);line-height:1.2;margin-bottom:20px}
.policy-main h2{font-size:22px;margin-top:30px}
.policy-main a{color:#176e94;text-decoration:underline}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}

/* Company office address */
.company-address { padding: 14px 0 20px; font-size: 14px; line-height: 1.7; }
.company-address strong { display:block; margin-bottom: 3px; }
.company-address address, .contactInfo address { font-style: normal; line-height: 1.7; }
.company-address a, .contactInfo a { overflow-wrap: anywhere; }
.contactInfo address { margin: 4px 0 8px; }

/* Office photo gallery */
.office-showcase{padding:72px 0;background:#f6f8fc;color:#17314f}.office-intro{text-align:center;max-width:720px;margin:0 auto 30px}.office-intro h2{font-size:clamp(1.6rem,3vw,2.3rem);margin:12px 0}.office-intro p{color:#586879}.office-gallery{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:15px}.office-gallery figure{margin:0;background:#fff;border:1px solid #e2e8f0;border-radius:14px;overflow:hidden;box-shadow:0 8px 24px rgba(16,42,67,.07)}.office-gallery figure.office-gallery-main{grid-column:span 2;grid-row:span 2}.office-gallery img{width:100%;height:180px;object-fit:cover;display:block}.office-gallery-main img{height:calc(360px + 15px + 42px)}.office-gallery figcaption{font-size:.86rem;padding:10px 13px;color:#42546a}.office-location{margin-top:28px;display:flex;align-items:center;justify-content:space-between;gap:20px;background:#fff;border:1px solid #e2e8f0;border-radius:16px;padding:24px}.office-location address{font-style:normal;margin:8px 0}.office-location small{display:block;color:#66758a}.office-map-btn{background:#123963;color:#fff!important;border-radius:9px;padding:13px 18px;text-decoration:none;white-space:nowrap;font-weight:600}@media(max-width:800px){.office-gallery{grid-template-columns:repeat(2,minmax(0,1fr))}.office-gallery figure.office-gallery-main{grid-column:span 2;grid-row:auto}.office-gallery-main img{height:auto;aspect-ratio:16/9;object-fit:cover}.office-location{flex-direction:column;align-items:flex-start}.office-map-btn{white-space:normal}}@media(max-width:480px){.office-gallery{gap:10px}.office-gallery img{height:150px}.office-gallery-main img{height:auto}.office-showcase{padding:45px 0}}